The FCRA is the federal Fair Credit Reporting Act, which is the governing act applicable to background searches. The federal Fair Credit Reporting Act (FCRA) stipulates that certain forms and procedures be followed in order to preserve the rights and privacy of applicants. Violations of this act may create substantial legal ramifications. Our CRA's advanced technology serves up the necessary form to the applicant automatically.
All background check information is provided by an FCRA-certified licensed private investigator. The FCRA-certified licensed private investigator, in its entirety, is responsible for ordering technology, report data, federal/state compliance, accuracy, delivery of reports, thoroughness and presenting the information in an understandable format. Thomas Hamilton & Associates and its dba/subsidiaries (THA), is not nor has ever been a consumer reporting agency (CRA) as defined by 15 U.S.C.1681a(f), is not responsible for report compliance, does not compile, produce, prepare, update, or have any input regarding the contents of any background or drug screen reports. THA is not responsible for the CRA's sources or accuracy and is not able to edit or alter any part of a finished background report. All adverse action taken on behalf of employers is performed entirely by the CRA, and the CRA its entirety is responsible for all letters, content and the adverse action process. THA is not a reseller as defined by 15 U.S.C.1681a(u) and does not take possession of reports or resell reports to multiple employers.