A Social Security Number (SSN) Trace is an invaluable tool used to identify names and addresses that are historically associated with a given Social Security Number. Information is generally compiled from credit headers and other public and private information sources. It will also suggest previously used names or other aliases that should be researched.
This search will reveal when and where a SSN was issued, as well as alert clients to any particular problems, such as identifying SSNs that have never been issued, those that were issued to a deceased person, or SSNs that were issued before an applicant was born. The SSN Trace is a crucial component of criminal history research as the address history is the roadmap used to select court jurisdictions that should be researched for criminal records.
A SSN Trace online can view the results instantly, allowing them to use that information for criminal history ordering purposes.
Our CRA's SSN Trace report will typically show:
- If the social security number has been validly issued
- Year in which the SSN was issue
- What state the SSN was issued in
- If that number belongs to someone deceased
- Addresses where the applicant has lived or might be living now
- Aliases, previous names, AKAs, misspelled names, changed identity
- Dates of birth associated with that SSN
- Other people associated with the same SSN
Employment Credit Reports
Think twice before running credit reports! Before utilizing Credit reports as part of your screening, employers must go through a 3rd party verification process. Some states have laws against using credit reports to deny employment.
Employers use credit reports for those situations where employees may have access to cash, equipment, or other people's property. In these situations, an employer's knowledge of the applicant's credit history may be prudent. The TransUnion employment credit report header consists of name, current address, previous addresses, SSN, and may also include the following: phone, current employer, up to three previous employers, and aliases. The credit file includes certain public records, such as bankruptcy records and tax liens, along with a credit summary regarding number of trades, past due or negative accounts, and total indebtedness. You will also receive specific details on each individual trade. This credit report is designed for employment purposes, so it does not place an inquiry on the applicant’s report. It does not show a credit score.
Employment credit reports have the results of the report instantly.
All background check information is provided by an FCRA-certified licensed private investigator. The FCRA-certified licensed private investigator, in its entirety, is responsible for ordering technology, report data, federal/state compliance, accuracy, delivery of reports, thoroughness and presenting the information in an understandable format. Thomas Hamilton & Associates and its dba/subsidiaries (THA), is not nor has ever been a consumer reporting agency (CRA) as defined by 15 U.S.C.1681a(f), is not responsible for report compliance, does not compile, produce, prepare, update, or have any input regarding the contents of any background or drug screen reports. THA is not responsible for the CRA's sources or accuracy and is not able to edit or alter any part of a finished background report. All adverse action taken on behalf of employers is performed entirely by the CRA, and the CRA its entirety is responsible for all letters, content and the adverse action process. THA is not a reseller as defined by 15 U.S.C.1681a(u) and does not take possession of reports or resell reports to multiple employers.